What is your favorite way to make money? Obviously, there are many ways to make money. You can work for a company or have your own business. You can earn money from salary, dividend, commission, bonus, and many others.

    My favorite way is to earn passive income. I'm sure this is not new to you. I've heard about it for years but only recently did I begin to understand its nature. I'm not saying that this is the best way or that everyone should do this. This is just the way I like most.

    The main reason I love passive income is freedom. With passive income, I don't need to be actively involved to make money. I do need to work hard to build the system in the beginning, but once it works I can leave it alone and the system will continue earning me money. All I need to do is checking it every now and then to make sure that nothing goes wrong. I can improve the system if I want to, but that's optional. I can spend my time on a hobby or a new project.

    Differences Between Active and Passive Income

    To better understand the nature of passive income, here are some differences between active income （income that requires your active participation） and passive income:

    * With active income, you can quickly get full-time income.For example, if you receive monthly paycheck then you will get full-time income within one month. With passive income, it may take a long time before you get it.

    * With active income, when you stop working your income drops to zero or near zero.When you work you maintain your income level or slightly increase it. With passive income, when you stop working your income stays at the same level. When you work, you increase your income level.

    From these two differences, you can see that building passive income is long and difficult. But once you make it, you will get the big reward of financial freedom.

    Steps to Build Passive Income

    From the characteristics above, here are the steps you should follow to build passive income:

    1. Build a side business.Since it takes a long time to reach full-time level with passive income, don't leave your day job. The active income from your day job will cover your expenses. At the same time, you should start building your passive income through a side business. Start early because it will take time. These passive income resources might give you some ideas.

    2. Focus.It's important that you focus on just one business and make it successful. Don't be all over the place. There's a price to pay for something to be successful and only with focus can you pay the price before you burn out.

    3. Leave your day job.Once your passive income reaches full-time level, you can leave your day job. This is where you start enjoying your financial freedom.

    4. Diversify.Now that you have more time, you need to diversify your sources of passive income. Work on new income sources. This way when something goes wrong with one source you still have other sources to cover you. This also is a good way to increase your income over time.

    你最喜歡的賺錢方式是什么？很明顯，賺錢的方式有很多。你可以在公司上班或自己做生意，你可以通過薪水，分紅，傭金，獎(jiǎng)金和很多其他的方式賺錢。

    我最喜歡的方式是賺被動(dòng)收入。我確定這對(duì)你不是新的內(nèi)容。我聽說過它已有很多年了，但是僅在最近我開始了解它得本質(zhì)。我并不是說這是最好的方式或每個(gè)人都應(yīng)該這樣做。但這是我最喜歡的方式。

    我喜歡被動(dòng)收入的最主要原因是自由。有了被動(dòng)收入，我不需要積極融入賺錢。我只需要一開始就努力工作來建構(gòu)系統(tǒng)。但一旦它起作用，我可以不管它，然后這個(gè)系統(tǒng)將會(huì)繼續(xù)為我賺錢。我所需要做的是偶爾檢查它來確保沒有出錯(cuò)。如果我愿意我能改善這個(gè)系統(tǒng)，但那是可自由選擇的。我能把我的時(shí)間花在一個(gè)愛好和一個(gè)新的計(jì)劃上。

    主動(dòng)收入與被動(dòng)收入的區(qū)別

    為了更好地理解被動(dòng)收入的本質(zhì)，這里說一說主動(dòng)收入（需要你積極參與的收入）與被動(dòng)收入的區(qū)別。

    * 有了主動(dòng)收入，你能快速地獲得專職收入。例如，如果你每個(gè)月收到工資單，那么你將會(huì)每個(gè)月收到專職收入。但是對(duì)于被動(dòng)收入，它可能會(huì)花很長時(shí)間你才能得到它。

    * 有了主動(dòng)收入，當(dāng)你停止工作時(shí)，你的收入會(huì)降到零或接近零。當(dāng)你工作時(shí)，你能保持你的收入水平或者能稍微提高。有了被動(dòng)收入，當(dāng)你停止工作時(shí)，你的收入仍然保持在同等水平。當(dāng)你工作時(shí)，你能提高你的收入水平。

    從這兩點(diǎn)差異來看，你能夠理解建構(gòu)被動(dòng)收入是長期且困難的。但一旦你做到了，你將會(huì)得到一大筆可自由支配的報(bào)酬。

    建構(gòu)被動(dòng)收入的步驟

    從以上的特征來看，下面是你應(yīng)當(dāng)遵循來建構(gòu)被動(dòng)收入的步驟：

    1. 建立一個(gè)另外的行業(yè)。既然被動(dòng)收入要花很長的時(shí)間才能達(dá)到專職水平，不要離開你的白天的專職工作。白天專職工作的主動(dòng)收入會(huì)擔(dān)負(fù)你的開銷。同時(shí)，i應(yīng)當(dāng)通過一個(gè)另外的行業(yè)來建立你的被動(dòng)收入。因?yàn)樗鼘��?huì)花時(shí)間，所以早點(diǎn)開始。這些被動(dòng)收入來源也許能給你一些提示。

    2.聚焦。你聚焦于一個(gè)行業(yè)且讓它成功是重要的。不要包括所有的行業(yè)。為那些成功的事業(yè)付出是有代價(jià)的，而且你只有聚焦于一個(gè)你才能在你精力耗盡前付得起。

    3.離開你的白天專職工作。一旦你的被動(dòng)收入達(dá)到了專職水平，你可以離開你的專職工作了。這就是你開始享受自由支配金錢的特權(quán)。

    4. 多樣化。既然你有更多的時(shí)間，你需要使你的被動(dòng)收入來源多樣化。尋找新的收入來源。用這種方法，當(dāng)其中一種來源有問題時(shí)，你仍然還有其他來源來幫補(bǔ)。這也是一種增加你的收入的好方法。